You’re building your business, and as a contractor every new job brings in profits, but it also carries risk. Contractor insurance can help keep you in business after accidents occur.
But, the same contractors insurance that protects you for a one-man project may not protect you during your new multi-year commercial deal. We’ll find you the best options at the best price. Then you’re in control of the types and amounts of coverage you want to pay for.
You Need the Protection of Contractors Insurance
What does Contractors Insurance cover? At Secure Insurance Solutions, we have an experienced team read to provide protection for your contracting business, no matter what it’s size or specialization.
You may be a general construction or contractor or any one of scores of specialist trades, like plumbing, carpentry, plastering, electrical, roofing, glazing and many, many more.
If you’re in or associated with the construction industry, we can protect you.
The Secure Insurance Solution Contractors Insurance Program
What kind of insurance should contractors have?
There are many aspects to insuring your contracting business. But you will want to make sure your Contractor Insurance includes:
Contractors Liability Insurance – Makes sure that the financial well-being of your business is protected in the case of a costly lawsuit or claim
Loss of income – Protects your livelihood in the event that your regular business operations are stalled
Tools – Insures the instruments you need to do your job
Business property – Protects all your buildings and structures you have for your business, including the equipment
Trucks and other commercial vehicles – Makes sure that all your commercial vehicles are protected on and off the road
Surety bonds and certificates of insurance, which may be critical in securing new business
If your Ontario Contractors insurance misses any one aspect of this protection, your job and your company could be at risk.
Depending on the type and size of your business, you may need employee-related insurance and protection for specialist equipment.
What are the Building Contracts Insurance Requirements?
There are also companies and individuals that won’t hire you if you don’t have insurance. Your customers invest a lot of money in the renovations and repairs that they hire you to do, so they want to make sure they’re protected too. Having contractor insurance can help build your reputation with your potential customers.
We customize your policy to meet the specific needs not only of your business, taking account of size, scope of work and other factors, but also for the types of organizations you provide service for.
Above all, you want to be protected from financial loss. This could arise through error or negligence of employees, defects in materials, and perils that are beyond your control like theft or disruption caused by third parties.
Liability is likely the most expensive threat. Lawsuits, including defence costs award and settlements can run into hundreds of thousands or even millions of dollars.
You may find that project commission organizations insist on insurance protection, sureties and bonds that match those levels.
In some cases, you may need to provide certification or bonds at extremely short notice. We can do that for you without any problem.
Contact Secure Insurance Solutions for a Quote Today
You’re used to quoting jobs – so are we. We’ll go over all your options and walk you through those options. We’ll make sure that you get the best contractor insurance for your needs.
And because we’re independent brokers, we work with the best Ontario Contractor Insurance specialists, which allows us to secure highly-competitive rates and valuable discounts where available.
And if you ever need to make a claim on your Contractor’ Insurance, you can count on Secure Insurance Solutions to be here to help and support you.
Click on our Free Quote request button now and we’ll show you how inexpensive it can be to protect your business. You can’t afford not to. Secure Insurance Solutions wants to protect you and your business.