Ontario Agriculture Insurance
We depend on our farmers for our food, yet few understand the challenges farmers face day-to-day. But at Secure Insurance Solutions, we understand agribusiness. We understand what it takes to protect your land, your crops, your livestock and your equipment. Your growing investments of capital must be protected with Agribusiness Insurance.
Imagine the unimaginable. Your barn catches on fire. Your livestock and machinery is housed in your barn. The fire department is unable to save the building. You’re devastated.
The consequences are huge for your agribusiness. Not only would you suffer financially from the loss of the livestock you’ve purchased, fed and housed, but you need to replace all your machinery and the building. That’s going to take time. And time is exactly what you don’t have because without everything running on your farm, there’s a loss of income.
In Ontario there are two types of coverage for Agribusiness Insurance
You can find two basic insurance options in Ontario:
- Named Perils
- Broad Form
Every insurance company has different named perils in the Agribusiness Insurance policy. It’s important for you to review them with your insurance broker.
You may even notice that there are different named perils for your building than for your livestock. Here are some typical named perils:
- Windstorm or hail
- Falling objects
- Impact by aircraft or land vehicle
- Vandalism or malicious acts
Broad form coverage is becoming more popular. It’s also known as all risk coverage. Because this covers more than named perils coverage it does cost more. This additional coverage includes all direct damage to your agribusiness property as stated by your contract. Go over this carefully with your insurance broker to make sure that you understand all the exclusions.
At Secure Insurance Solutions we have agriculture covered
Farming has always been a risky business. There are so many things out of your control – including weather and other natural catastrophes. These cannot only destroy your property, equipment and livestock, but put you in a devastating financial situation.
We can help you find the best Agribusiness Insurance options available in Ontario. We’ll make sure you receive compensation in the event of a loss:
Produce Coverage – We can help manage financial risk for with the produce you grow after it’s harvested.
Livestock Coverage – Raising livestock comes with risk – such fire, lightning, physical injury and the sickness or death of your animals. We can make sure that you’re covered in case you run into any of these challenges.
Machinery Coverage – Insure the machinery you own, borrow or lease to run your farm. Some farm equipment is dangerous so you want to protect yourself in case there’s an accident and from loss of use of the machinery if it’s damaged.
Building Coverage – Protect the buildings on your property and everything in them from damage, theft or loss. We have options for broadform or named perils coverage as part of your Agribusiness Insurance as well as replacement costs.
Loss of Income Coverage – If you’re worried about expenses after a loss, you want to make sure you protect yourself with Loss of Income coverage.
Public Legal Liability – Whether you’re running a family farm or a corporate operation, you need to make sure your agribusiness is protected against environmental pollution coverage and other public liability risks.
Contact your Ontario Agriculture Insurance experts
We’re waiting to help you with your Agriculture Insurance needs. At Secure Insurance Solutions we’ll make sure you understand your options for Agriculture Insurance.
Call for a free quote from one of our experienced brokers for your agribusiness and don’t go another minute without the best possible protection available!