We’ve all heard stories of someone suddenly becoming ill at much too young an age, or maybe it was someone close to you. Cancer, heart attacks and strokes can unfortunately be some of the most common reasons our friends suddenly end up in the hospital.
Have you thought about what kind of care you’ll need if this was to happen to you? Have you thought about your family and what they would do without your income if you’re in the hospital receiving treatment?Think about the peace of mind that you can give your family, and yourself, if you have a plan. And then you can concentrate on your treatment and wellness.
What Is Critical Illness Insurance?
If you’re covered by a Critical Insurance plan and you become critically ill it will provide you with a lump sum payment.
Not all your health costs will be covered by your Ontario health plan. Now every insurance company covers different illnesses and diseases, but the most common ones covered by Critical Illness Insurance include:
- Heart attack
- Multiple sclerosis
- Organ transplants
- Kidney failure
Insurance companies also differ in coverages depending on the severity or the conditions associated with the illness or disease.
The Costs Of Care For A Critical Illness Add Up
You may already have benefits through your Life Insurance policy or your Group Health Insurance. But be sure to carefully review your policy – it may not cover travel to and from treatments, home care or even additional childcare that you may need.
With Critical Insurance the insurance company does not restrict how you use the money. The insurance company will pay you a lump sum payment 30 days after your claim has been approved, whether you make a full recovery or not.
Like your life insurance, the younger and healthier you are, the less you’ll pay for Critical Insurance. At Secure Insurance Solutions, we’ll make sure that you get the best rate so that you can relax knowing that in case of a critical illness or disease, you’re covered financially.
At Secure Insurance Solutions, we can help you protect your family. Get a no-risk quote right away by clicking on our Free Quote request button.