Can Your Property Survive A Strong Shake?
What you'll discover in this report:
- That earthquakes do happen in Ontario
- How to prepare your family
Do We Even Get Earthquakes In This Part Of Ontario?
We don't think about earthquakes much in Canada. Yes BC had a few this year, but still only 22% of Canadians have added coverage to their Homeowners Insurance. Not surprisingly 56% of customers in BC have the coverage, but only 10% in Ontario.
Yet there have been at least 4 measurable earthquakes in Southern Ontario in the past 25 years. We sit in the Southern Great Lakes Seismic Zone and although it's a low to moderate level of seismicity compared to zones closer to Ottawa and Quebec where they had a couple of eathquakes early in 2013, the effects can still affect your home and personal property.
Disaster Preparedness Starts With Education
Earthquakes can strike anywhere, anytime, and without prior warning -- and your best bet is to make sure that you and your family are prepared in case an earthquake happens.
- Make sure that your family, and especially your children, know where to go should an earthquake occur. The best bet may be to "Drop, Cover and Hold On" under a sturdy, heavy piece of furniture.
- Be patient and wait in your hiding place for several minutes after an earthquake, since aftershocks may occur.
- Teach your children that it's OK to stay at school or daycare after an earthquake strikes, and that you'll pick them up as soon as it's safe.
- Have one or more Emergency kits ready in your home, car, and in a safe place outside your home. To learn what should be included, visit http://www.getprepared.gc.ca/cnt/kts/index-eng.aspx.
- Learn how to turn off gas and water lines if necessary.
A basic property policy doesn't include coverage for earthquake damage. Call your broker at Secure Insurance Solutions to find out how to add this coverage to your policy.