Making it Affordable - User-Based Ontario Young Driver Auto Insurance
Today’s young drivers face more risks than ever on the roads of Ontario.
They need all the help and support they can get. We do that -- right here
at Secure Insurance Solutions.
In fact, we’ve got one of the best routes to delivering affordable auto
insurance for students, with exactly the right plan for you or the young
driver in your household, at the best possible price.
We call this user-based insurance rating.
How User-Based Insurance Saves You Money
We all know that some young drivers are much more careful than others. So,
why should they all pay the same rate of auto insurance for new drivers?
Instead, working with several insurers who specialize in auto insurance for
students and other young drivers age 16 to 24, we base premiums on how
safely they drive.
Why is auto insurance more expensive for young drivers?
Parents and students ask: Why is auto insurance more expensive for young
Quite simply it’s because, statistically, they are, sadly, more likely to
be involved in an auto accident, especially those in the 16 to 19 years age
They may also be less likely to wear seat belts and more likely to be
distracted by other passengers or cell phone use.
Cut the Cost and Increase the Safety
But young people are also good learners and, if they’re taught properly and
take a responsible attitude to their driving, there’s no reason why they
should be penalized.
That’s where we can help them -- and you.
A fantastic solution which can not only reduce premiums on auto insurance
for students, but also help them use safe driving habits is a program
Secure Insurance Solutions operates with several leading insurance
These insurers offer a monitoring device for young drivers which allows us
to get an accurate reading of your teen's or student’s driving habits.
That way your insurance rate will directly reflect your young driver’s
skills and safety attitude instead of a generalized stereotype of all teen
While each insurance company is different, most devices are reviewed
several times within a specified period of time to establish driving
patterns and give the insurance companies the information they need to rate
There are incentives for good driving, and updates on your driving status
can be sent to your mobile phone or email to help encourage good driving
and let you know where you need to improve.
Why You’re Better Off with Secure Insurance Solutions
60% of young drivers find that the cost of insurance is the biggest barrier
to owning a car. We want to do all we can to help you by cutting that cost
and helping you (or your teen) become a safer driver.
We believe in treating our clients as individuals and fairly rating drivers
based on real data that accurately reflects their performance, skills and
We also have many, many years’ experience of providing auto insurance for
new drivers, so we know which companies offer the best protection at the
most competitive prices.
We can also:
- Tell you which cars cost the least to insure for teens
- Save you 10% just for signing up for the monitoring program
- Save another 25% on your first renewal for good driving habits
- Continue to monitor rates to ensure you’re always getting best value
- Answer your questions on auto insurance for new students
- Provide a fast, ball-park quote on likely premiums
- Negotiate more discounts for higher deductibles
- Help you if you need to file a claim
Don't waste your time and your money searching for the best auto insurance
for new drivers, when you can get a policy that is custom tailored to your
young driver right here in a single step from Secure Insurance Solutions.
Whether you're renewing your Auto Insurance for students or taking out your
first policy, skip the confusion and get the best quote available for your
needs. Just click the no-obligation, Free Quote request. We'll do the rest.