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Making it Affordable - User-Based Ontario Young Driver Auto Insurance

Teenage Drivers InsuranceToday’s young drivers face more risks than ever on the roads of Ontario. They need all the help and support they can get. We do that -- right here at Secure Insurance Solutions.

In fact, we’ve got one of the best routes to delivering affordable auto insurance for students, with exactly the right plan for you or the young driver in your household, at the best possible price.

We call this user-based insurance rating.

How User-Based Insurance Saves You Money

We all know that some young drivers are much more careful than others. So, why should they all pay the same rate of auto insurance for new drivers?

They shouldn’t

Instead, working with several insurers who specialize in auto insurance for students and other young drivers age 16 to 24, we base premiums on how safely they drive.

Why is auto insurance more expensive for young drivers?

Parents and students ask: Why is auto insurance more expensive for young drivers?

Quite simply it’s because, statistically, they are, sadly, more likely to be involved in an auto accident, especially those in the 16 to 19 years age range.

They may also be less likely to wear seat belts and more likely to be distracted by other passengers or cell phone use.

Cut the Cost and Increase the Safety

Young Drivers InsuranceBut young people are also good learners and, if they’re taught properly and take a responsible attitude to their driving, there’s no reason why they should be penalized.

That’s where we can help them -- and you.

A fantastic solution which can not only reduce premiums on auto insurance for students, but also help them use safe driving habits is a program Secure Insurance Solutions operates with several leading insurance companies.

These insurers offer a monitoring device for young drivers which allows us to get an accurate reading of your teen's or student’s driving habits.

That way your insurance rate will directly reflect your young driver’s skills and safety attitude instead of a generalized stereotype of all teen drivers.

While each insurance company is different, most devices are reviewed several times within a specified period of time to establish driving patterns and give the insurance companies the information they need to rate the driver.

There are incentives for good driving, and updates on your driving status can be sent to your mobile phone or email to help encourage good driving and let you know where you need to improve.

Why You’re Better Off with Secure Insurance Solutions

60% of young drivers find that the cost of insurance is the biggest barrier to owning a car. We want to do all we can to help you by cutting that cost and helping you (or your teen) become a safer driver.

We believe in treating our clients as individuals and fairly rating drivers based on real data that accurately reflects their performance, skills and behavior.

We also have many, many years’ experience of providing auto insurance for new drivers, so we know which companies offer the best protection at the most competitive prices.

We can also:

  • Tell you which cars cost the least to insure for teens
  • Save you 10% just for signing up for the monitoring program
  • Save another 25% on your first renewal for good driving habits
  • Continue to monitor rates to ensure you’re always getting best value
  • Answer your questions on auto insurance for new students
  • Provide a fast, ball-park quote on likely premiums
  • Negotiate more discounts for higher deductibles
  • Help you if you need to file a claim

Don't waste your time and your money searching for the best auto insurance for new drivers, when you can get a policy that is custom tailored to your young driver right here in a single step from Secure Insurance Solutions.

Whether you're renewing your Auto Insurance for students or taking out your first policy, skip the confusion and get the best quote available for your needs. Just click the no-obligation, Free Quote request. We'll do the rest.