An Easy Way Through the Ontario Auto Insurance Maze
Don't be surprised if you’re confused when you weigh up all your Auto
Insurance options. Ontario has had one of the widest ranges of Car
Insurance options in the nation!
That's great -- as long as you know how to select the Automobile Insurance
that's best for you. But without expert help that's not easy; you could end
up paying far too much.
For example, in addition to mandatory insurance, you can select additional
collision/comprehensive insurance, plus choose from multiple options for accident benefits coverage -- from increased medical coverage to housekeeping and home maintenance.
You may also want to know why Auto Insurance is important or have questions
like: Do I need full coverage Auto Insurance? Is Auto Insurance taxable?
Does Auto Insurance cover the car or the driver? (See our answers below)
Your Ontario Car Insurance Options
Here’s a quick look at the coverage you need and your additional options:
Mandatory Ontario Car Insurance
- Third party liability
- Statutory accident benefits
- Direct compensation
- Uninsured auto
You have the choice of higher third party coverage and Optional
Accident benefits (including income replacement)
Optional Physical Damage Coverages
Collision or upset coverage
All perils (combining Comprehensive and Collision coverages)
You can also add endorsements for many options including coverage for
rental cars, temporary replacement vehicles while your car is off the road,
and special family member coverage.
The Secure Insurance Solution
Phew! Don't waste your time and your money wandering around this maze and
searching for the best Car Insurance options at the best prices, when
they're available right here in a single step from Secure Insurance
We take the confusion out of Automobile Insurance with a customized plan
tailored to your needs and then we shop around for the most competitive
rates available in the marketplace.
Your Questions Answered
One of the great benefits of working with a local broker like Secure
Insurance Solutions is that we know the Ontario Auto Insurance marketplace
and we’re right on-hand to answer your questions.
For example, many clients want to know:
Do I need full coverage Auto Insurance?
That depends on the value of your car in relation to your insurance
premium. The lower the car’s worth and the higher the premium, the less
financially worthwhile full coverage is.
But it depends on other factors too and this is something we would talk
through with you.
Is Auto Insurance taxable?
No. As of this writing, HST does not apply to auto insurance. However,
certain benefits paid out in a claim might be taxable.
Does Auto Insurance cover the car or the driver?
This is a tricky one! Your liability insurance covers you (or other named
driver), regardless of the car you’re driving. But comprehensive and
collision insurance protect the vehicle.
(Note: The above information does not constitute legal advice)
Save More With Secure Insurance Solutions
We can often secure additional Ontario Automobile Insurance discounts for a
safe driving record, enhanced vehicle security and higher level
deductibles. On the other hand, if you're a young or high-risk driver, we
can get you some of the lowest rates currently available for your category.
Either way, with Secure Insurance Solutions you get top value, high-quality
Car Insurance, but you don’t end up paying for coverage you don’t want or
Our professionals will also keep your coverage under regular review,
ensuring you're properly protected. And we'll be there to help and support
you if you need to make a claim.
Why Auto Insurance is Important and Why You Should Act Now
If you don’t have Automobile Insurance, three terrible things could happen
- You could be saddled with massive legal and medical expenses for the rest
of your life.
- You could be fined up to $50,000 and possibly go to jail.
- You could find it next to impossible to get auto insurance in the future
and if you do it will be horrendously expensive!
Secure Insurance Solutions Your Trusted Advisor
Don’t take that risk. Especially when friendly, helpful experts with access
to the most affordable Ontario Car Insurance rates are standing by to help
you, here at Secure Insurance Solutions.
Whether you're renewing your Automobile Insurance or taking out your first
policy, skip the confusion and the worries and get the best quote available
for your needs. Just click the no-obligation, Free Quote request at the top of this page. We'll do